Embedded Accountingfor SMB platforms
Bookkeeping Overview
- Jun
- Jul
- Aug
August 2026
Bookkeeping team is preparing your August report. You have 5 tasks awaiting your response.
August 2026
Bookkeeping team is preparing your August report. You have 4 tasks awaiting your response.
Costco on Wednesday, Aug 12
Action requiredYesterday you made a purchase at Costco for $1,400.20. Can you share what this transaction was for?
ATM withdrawal on Monday, Aug 10
Amazon on Friday, Aug 7
Costco on Thursday, Aug 6
ATM withdrawal on Monday, Aug 3
Costco on Saturday, Aug 1
AgentRunningDone
Waiting for the next task
Requesting context38412ms
vendor=Costco amount=1400.20
Response provided by the customer
“Paper goods & cleaning supplies”
Categorizing transaction1840ms
account=Office Expenses
Thinking through the next step.
Reviewing remaining transactions2961ms
period=2026-08
Profit & Loss complete.
Generating monthly summary3108ms
period=2026-08
Thinking through the next step.
Reconciling Asset balances1204ms
type=Assets
Recording Loan payments862ms
account=Loan Payable
Checking Owner’s Equity640ms
period=2026-08
Preparing balance sheet2210ms
effective_date=2026-08-15
Thinking through the next step.
Resolving open tasks1630ms
period=2026-08 open=5
Running closing checks2412ms
uncategorized=0 reconciled=true
Closing the period980ms
period=2026-08 status=complete
August books complete.
09:41:02Requesting context(vendor=Costco amount=1400.20)38412ms
09:41:41Response provided by the customer
09:41:41“Paper goods & cleaning supplies”
09:41:42Categorizing transaction(account=Office Expenses)1840ms
09:41:44Thinking through the next step.
09:41:44Reviewing remaining transactions(period=2026-08)2961ms
09:41:47Profit & Loss complete.
09:41:47Generating monthly summary(period=2026-08)3108ms
09:41:51Thinking through the next step.
09:41:51Reconciling Asset balances(type=Assets)1204ms
09:41:52Recording Loan payments(account=Loan Payable)862ms
09:41:53Checking Owner’s Equity(period=2026-08)640ms
09:41:54Preparing balance sheet(effective_date=2026-08-15)2210ms
09:41:57Thinking through the next step.
09:41:57Resolving open tasks(period=2026-08 open=5)1630ms
09:41:59Running closing checks(uncategorized=0 reconciled=true)2412ms
09:42:02Closing the period(period=2026-08 status=complete)980ms
09:42:03August books complete.
Profit & Loss
Revenue
$16,402.90
7.68%vs. JulUncategorized$5,120.50/$16,402.90All categorizedExpenses
$8,202.70
3.35%vs. JulUncategorized$1,400.20/$8,202.70All categorizedNet profit
$8,200.20
39%vs. JulAug 15, 2026
Profit & Loss
- 7.68%
Revenue
$16,402.90
- 3.35%
Expenses
$8,202.70
- 39%
Net profit
$8,200.20
Balance Sheet
TypeTotal
Assets
Current Assets
Bank Accounts
Checking$23,449.80
Savings$118,340.75
Total Bank Accounts$141,790.55
Accounts Receivable$67,425.50
Other Current Assets$12,500.00
Total Current Assets$221,716.05
Fixed Assets$185,000.00
Liabilities and equity$406,716.05
Your August 2026 books are complete
- Profit & Loss
- Balance sheet
- Cash flow statement
- Revenue$16,402.90
- Sales+$17,118.40
- Refunds-$715.50
- Cost of Goods Sold$3,640.20
- Gross profit$12,762.70
- Operating Expenses$4,562.50
- Payroll$2,100.00
- Office Expenses$1,400.20
- Rent$650.00
- Marketing$250.00
- Software$162.30
Operating Expenses$4,562.50
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Accounting configurations
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Contact SalesWhat is embedded accounting?
Embedded accounting lets SMB software platforms offer built-in accounting and bookkeeping features directly inside their products. These features position the software platform as the financial home for their SMB customers, driving increased retention and revenue for the platform.
What kind of SMB platforms does Layer work with?
Layer works with Vertical SaaS and Fintech platforms that serve small businesses. Layer supports all types of SMBs: field services, retail, food & beverage, professional services, and more.
How does Layer integrate with SMB platforms?
Layer is fully whitelabeled and embeds directly within the product UIs of SMB platforms. Layer’s API merges the platform’s financial data with external bank account data to build a complete accounting picture for the platform’s SMB users.
How does Layer’s Embedded Bookkeeping work?
Layer’s Bookkeeping service allows SMB Platforms to offer a complete done-for-you bookkeeping service to their SMB customers. Layer’s Embedded Bookkeeping categorizes all of the SMB’s financial activity and produces fully reconciled financial statements each month. SMB customers have a dedicated human bookkeeper who they can speak with at any time.
How long does it take to integrate Layer?
You can get started with Layer in two ways. You can use our hosted offering, which requires no engineering effort on your side, or quickly integrate Layer directly into your platform using our UI components, a process that typically takes about two to three weeks.
How do I get started?
Reach out here to speak with a member of our team. We’ll walk through your platform, scope the integration and give you a sandbox account to explore our product.