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Give your customersAI-native Accounting Software

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fetch(`https://api.layerfi.com/v1/businesses/4199…6765/reports/profit-and-loss?start_date=2026-08-01&end_date=2026-08-31`).then(res => console.log(res.json())){  "data":{    "type":"Profit_And_Loss",    "start_date":"2026-08-01",    "end_date":"2026-08-31",    "income":{      "value":9856.30,      "uncategorized":5781.20    },    "expenses":{      "value":4965.80,      "uncategorized":1284.60    },    "net_profit":4890.50  }}

Profit & Loss

  • Revenue

    $9,856.30

    7.68%vs. Jul
    Uncategorized$5,781.20/$15,637.50

  • Expenses

    $6,250.40

    3.35%vs. Jul
    Uncategorized$1,284.60/$6,250.40
    All categorized

  • Net profit

    $3,605.90

    39%vs. Jul
    Aug 15, 2026

Profit & Loss

  • Revenue

    $9,856.30

    7.68%

  • Expenses

    $6,250.40

    3.35%

  • Net profit

    $3,605.90

    39%

Powerful features, designed for your customers’ size and industry

Real-time Bank connections

Automatically sync transactions from customers’ bank accounts and credit cards for real-time accounting data.

Transaction categorization

Automatically categorize, match, and reconcile transactions into categories tailored by SMB industry using Layer’s AI categorization engine.

Financial Reports

Display real-time profit & loss statements, balance sheets, and dozens of other reports.

General Ledger

A complete general ledger in your experience. Support full accrual accounting and complex workflows for sophisticated users.

Seamless data integrations with your platform and external tools

  • Bank accounts
  • Credit cards
  • Invoices
  • Sales receipts
  • Payments
  • Payouts
  • Deposits
  • Credit memos
  • Refunds
  • Write-Offs
  • Expenses
  • Receipts
  • Bills
  • Bill Payments
  • Vendor credits
  • Payroll
  • P2P payments
  • Employer payroll taxes
  • Merchant Cash Advances
  • Depreciation
  • Loans
  • Lines of Credit
  • Assets
  • Opening Balances
  • Vehicle mileage
  • Time tracking
  • Trial Balances

Integrates with

  • Plaid
  • Stripe
  • Unit
  • Gusto
  • Check

A complete set of tools for running day-to-day operations

Invoicing

Generate invoices and collect payments with Stripe.

Mileage Tracking

Track miles driven for work and associated deductions.

Time Tracking

Seamlessly track time worked by task and project.

Tax estimates

Estimate income taxes and track payments made throughout the year.